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Almost all lenders fit into 1 of 3 categories: Banks/Credit unions Mortgage Bankers Mortgage Brokers All three of the above lenders offer the same products which consist of: Conventional, VA, FHA, USDA home loans. Most of these loans are underwritten,...

There are 3 sources of financing for residential financing that consumers have to choose from: Banks- Uses their own funds, large cumbersome, the contact point has no influence over the outcome of the loan. Their rates and costs for those rates are...